Irrevocable Pre-Need Arrangements

By: David Tindall
Tuesday, April 27, 2021

A funeral services package, or pre-need arrangement, is a pre-paid agreement between a person and a funeral home. It details the funeral arrangements for that individual upon their demise. It can be created by anyone, regardless of age or fitness, and is a great way to make sure that your wishes are followed after your death. We at Tindall Funeral Home have seen that many people are now interested in this service.

What Exactly Is a Pre-Need Contract?

In this agreement, rather than paying the funeral home in advance of the services being given, the funds are held in escrow until you die. The funeral home will then deliver the agreed-upon services as per the contract. Any interest earned on the deposit is used to offset rising funeral expenses over time. The arrangements for pre-need funeral services have critical information such as the following:

  • Burial or cremation
  • Final resting location
  • Memorial or funeral service
  • Casket or urn
  • Instructions for a unique funeral or cremation
  • Type of headstone or marker

Pre­need arrangements may be revocable or irrevocable; however, both ensure that the funds necessary to pay death expenses will be sufficient when the time comes. The primary advantage of an irrevocable deal is that it will be used to maximize your Medicaid eligibility.

You might wonder why someone would prefer an irrevocable funeral service contract over a revocable one. However, the former can be used to shield funds from Medicaid. This is because the money put in an irrevocable pre-need arrangement is not deemed an asset when determining Medicaid eligibility, which benefits you.

For any additional information about how pre-need arrangements work, please contact our funeral director with your requirements; we are more than happy to help. Contact us at Tindall Funeral Home through our online form or call (315) 468-5521 if you want to know about our services and need advice.

Leave a comment
Please enter the numbers and letters you see in the image. Note that the case of the letters entered matters.


Please wait

Previous Posts

Coping With An Unexpected Death

Sudden death may be devastating for the decedent's friends and family. It leaves behind a feeling of disbelief, which gradually turns into regret, sorrow, irritation, and other emotions. Since ever...

Can I Scatter Cremated Remains On My Own Property?

As more individuals choose cremation as their disposition method, the cremation rate in the country is quickly rising. According to Statista, America’s average cremation rate was 56.1% in 2020 and ...

Can I Rent A Casket For A Ceremony/Gathering Before Cremation?

As funeral prices continue to escalate, there are times when families look for cost-cutting measures. The casket is one of the most expensive components of traditional funerals. Even if the family ...

Do I Have To Use A Burial Vault For Burial?

Numerous bereaved people choose to bury their dear one's ashes in graves. However, as we have seen at Tindall Funeral Home, many individuals have no idea that they'll need to buy a burial vault. B...

Dealing with Unresolved Grief

For the majority of us, mourning is a period of sadness and discomfort that progressively subsides as we come to terms with our experience and move forward. Grief is the feeling of reaching for som...

Can I “Split” Cremated Remains Into More Than One Urn?

Do you need to split the remains of a deceased loved one? You certainly can! There are several regulations governing ash spreading, but none governing ash division. Following a loved one's crematio...

Are All Caskets The Same Size?

At Tindall Funeral Home, most clients question whether all caskets are of the same dimension. The answer to it is no. A standard-sized one would generally work fine should you need it for a decease...

Ambiguous Grief And How To Deal With It

Human beings are capable of experiencing sadness in various ways and for different causes. The most easily understood type of grief is induced by losing a loved one. Death is final; those grieving ...

5 Interesting Facts About Cremation

Cremation is becoming an increasingly popular method of disposition over traditional burial in recent times. People from different faiths and religions are taking an interest in it. We at Tindall F...

Comfort Food Ideas For The Grieving

When someone is grieving, the last thing on their mind is food. In times of acute grief, it is very typical to skip meals or consume lesser quantities, affecting the mourning person's phy...