Pre-paying your funeral reduces stress and financial burden on your loved ones after your passing. We can co-ordinate a payment plans that suits your needs, from a single payment plan to monthly. By pre-paying your funeral you eliminate your family second guessing on if they have spent too much or too little on your funeral. Depending on your plan, if your funeral costs less than the amount you have put aside, those funds will be refunded back to your estate except if you are on Medicaid. For more information on which is applicable, simply call or email us. Each year thousands of people decide to pre-plan and pre-pay their funeral, these plans are designed to be flexible and can accommodate the many changes that often occur in people’s lives.
What you can do in advance…
Decide on Burial or Cremation and your casket, vault or urn type.
Pick what type of services you prefer (calling hours, church, military, non-traditional)
Choose where to have the service.
Benefits of PrePlanning
Between 70 and 75 decisions are made within the first 24-48 hours of death. It’s difficult to think rationally while making so many decisions within days of losing someone, pre-planning gives yourself, family and friends peace of mind. Pre-planning gives your loved ones direction of your wants and desires.
It’s much easier. Anyone can do it, and you can change your mind at any time.
How it works
1.) When preplanning a funeral, we ask that you meet with us and select the services and merchandise of your choice. We will create a service plan to meet your needs exactly.
2.) To begin, we will determine what type of account you will need, either Revocable or Irrevocable/Medicaid.
3.) All preneed agreements are Revocable unless you have applied for or are receiving SSI/Medicaid benefits then they are Irrevocable.
4.) You receive a fully itemized statement and preneed agreement.
5.) We send your check to the Trust Account for immediate deposit.
6.) Pre Paid funds are placed in an FDIC-insured Certificates of Deposit held in a New York financial institution. Each trust fund depositor is insured by the Federal Deposit Insurance Corporation to the extent permitted by law.
7.) You receive a deposit acknowledgment letter after the account has been opened.
8.) At the end of the year, you receive an annual tax/account summary statement.
9.) Upon receipt of a Death Certificate, the Trust Account sends the payment directly to us. If you have a Revocable account, any overage of funds is made payable to your estate. If you have an Irrevocable/Medicaid account, any overage of funds is made payable to the County where the beneficiary received benefits.
10.) Your account earns a highly competitive rate of interest in a special unique Trust, historically passing the rate of inflation.
For appointments and questions please call (315) 468-5521
or email us