Planning Ahead
How it works:
1.) When preplanning a funeral, we ask that you meet with us and select the services and merchandise of your choice. We will create a service plan to meet your needs exactly.
If you prefer to prepay for services, the steps to do so are as follows.
**Our funeral home uses The PrePlan Personal Funeral Fund (http://www.nysfda.org/people.htm) It is a unique, secured trust fund holding monies set aside for individuals' burial expenses.**
2.) To begin, we will determine what type of account you will need, either Revocable or Irrevocable/Medicaid.
3.) All preneed agreements are Revocable unless you have applied for or are receiving SSI/Medicaid benefits.
4.) You receive a fully itemized statement and preneed agreement.
5.) We send your check made payable to PrePlan, to them for immediate deposit.
6.) PrePlan funds are placed in an FDIC-insured Certificates of Deposit held in a New York financial institution. Each trust fund depositor is insured by the Federal Deposit Insurance Corporation to the extent permitted by law.
7.) You receive a deposit ackowledgment letter after the account has been opened.
8.) At the end of the year, you receive an annual tax/account summary statement.
9.) Upon completion of your services, PrePlan sends the payment directly to us. If you have a Revocable account, any overage of funds is made payable to your estate. If you have an Irrevocable/Medicaid account, any overage of funds is made payable to the county.
10.) Your account earns a highly competative rate of interest, historically passing the rate of inflation.
